Travel Insurance Coverage for Electronics, a Smart Move

travel insurance
My dropped iPhone.

It’s every traveler’s worst nightmare – breaking an electronic device hundreds or thousands of miles away from home. That worst nightmare was my life over the weekend when I was vacationing in Tampa and dropped my iPhone walking into a Kenny Chesney concert. When I say I dropped my iPhone, I mean part of my phone looks like a spider web.

Not having the AT&T insurance forced me to do some research on what could have been if I’d had some type of third party phone protection. What exactly would it cover? I asked Dan Skilken, CEO of TripInsurance.com, about their electronics and camera coverage and it was a lot better than I thought. Even though Trip Insurance.com is primarily trip travel insurance, their electronic and camera policy covers you on the road or at home.

I also wanted to get clarification on cracked screens because some companies consider that cosmetic damage and won’t cover. Dan told me, “Any damage from dropping the phone — like a broken screen — is covered.  The only thing not covered is slight cosmetic damage like scratches on the case.”

You only need a serial number to register your electronic device.  You can cover a product at any time – not just within 30 days of a purchase like other warranties. iPhone 4s coverage starts at $86 per year.

While my vacation wasn’t ruined because of a cracked iPhone, it’s definitely making me reconsider buying a policy for all my electronic gear.

Always consider travel insurance (or electronic insurance) before you leave on your next trip.

Subscribe to our Cruise Updates.

 

Sign up for the Cruise Radio Newsletter

Get the real facts delivered straight to your inbox, with trustworthy cruise related news.

Send this to a friend
Hi, this may be of interest to you: Travel Insurance Coverage for Electronics, a Smart Move. This is the link: https://cruiseradio.net/travel-insurance-coverage-for-electronics-a-smart-move/