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10 Ways to Make Cruise Money



Most of us aren’t millionaires, so it takes a bit of financial planning to book a cruise vacation.  For the majority of us, we need to save our money, carefully pick what itinerary we would enjoy and can afford, and choose a stateroom with that in mind, too.  That’s where this article comes in – we want to offer you simple ways to either make or save your money so that you’ll be headed out to the open sea in no time.

1. Save Your Change

Many of us primarily use plastic these days, but anytime you do get real change, save it.  Put it in a jar and then periodically roll it so you can bring it to the bank and deposit it into your savings account. The 52-week savings plan is fun too, you can view the plan here.

2. Ditch Your Starbucks Run

Okay, okay! Before you try to find me to take my head off with this one, don’t think I’m telling you to stop consuming your morning beverage altogether.  Instead of hitting Starbucks, Dunkin’ Donuts, or another local coffee shop every morning, consider brewing your coffee at home and taking it with you in a thermos.  Believe me, this will save a lot more money than you probably realize.  Also, if you truly can’t resist stopping in occasionally, try to limit your coffee shop runs to just once or twice a week.

3. Drive for Uber or Lyft

This isn’t for every but as long as you meet their car and background requirements, you can become a Lyft or Uber driver on your own terms. It doesn’t matter if you want to drive for thirty minutes or 10 hours, you decide when you want to work. I have friends that make $300 per weekend driving a few hours. That’s easy cruise money!

4. Have a Yard Sale

Depending on how much stuff you have and what type of property you live on, this is a very viable option to earn a bit of cash.  Go through your house and garage, and find things you don’t use anymore, things your kids have outgrown, and stuff you just plain don’t like now.  Set up a yard or garage sale and see what happens! (Bonus points if you have a lot of furniture… yard salers love furniture.)

5. Download Qapital

This nifty little app links to your bank account, and then will take out a set amount based on a variety of rules that you can choose to use or not use.  For example, when you buy a certain type of item, you can set it to then save some money.  Or, you can set it up to save a certain amount based on a time period, such as weekly or monthly.  For the full scoop, visit

6. Sell Your Pictures

Foap is an app available in both the Apple and Google Play store that allow you to take a photo, upload them to their server and allows people to purchase the photo – making you $5 per photo. Travel magazines, websites, and cruisers are constantly looking for great cruise photos.

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7. Kick Out the Cable

This tip is definitely not for everyone, but it’s a great idea for others.  If you tend to watch a lot of live TV and like having your wide variety of networks to choose from, this may not work.  But if you’re moving toward watching Amazon Prime, Netflix, or Hulu more and watching cable TV less, consider getting rid of it.  With little USB devices such as Amazon Fire Stick and Roku, even your regular non-smart TV can be turned into a viewing center for online streaming services.  You’ll end up saving a ton of money by giving cable the boot.

8. Download Ibotta

I’ve actually recently downloaded this one myself, and it seems really neat so far.  This app lets you choose which stores (from their list) you live near and shop often, and then conveniently puts them on its home screen for you.  When you shop at those stores, you can check to see if any of your purchases qualify for a rebate. I’ve gotten cash back for buying a dozen of eggs, milk, and soap. You can download Ibotta here.

9. And Ebates 

Just like Ibotta, Ebates works on rebates at different places. There is no catch, no hook, or gimmick. I saw the ads on TV all the time but I always thought it was joke. When you buy clothes, Amazon, electronics, or whatever, through them, you can get cash back. They just sent me a check for $15.95 yesterday. You can sign-up and learn more about Ebates here.

10. Sell on eBay

Everyone has things around their house that they could let go of. I listed some old books, a couple collectibles, and old CDs that I had. Buy some padded envelopes from the store and clear out your junk! The best thing about eBay is that the buyer pays for the shipping, so the only thing you’re out is the shipping envelope.

How does you and your family save cruise money?

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5 Ways to Cruise For Less



Savvy cruisers are always looking for the best deals to save some money on their next vacation. There are plenty of hacks out there for saving money on your next cruise vacation, and here are 5 extra ways to cruise for less.

1. Bunk up with friends.

cruise stateroom

If you’re cruising with friends and don’t mind bunking up, cruise lines regularly offer sales where the 3rd and 4th guests in a cabin can sail along for dirt cheap. Sometimes the fares for the 3rd and 4th cruisers in a cabin are only $10 each, or perhaps even free! While this usually sells well to families booking with kids, it also works in favor of friends cruising together who can simply split the difference and enjoy the savings.

2. Group Bookings = Discounted Rates

Group bookings always get discounted rates that are lower than what you’ll see advertised. Group bookings consist of a minimum of 16 cruisers, based on 2 people to each stateroom. Plus, a big perk to a group booking is that one of the 16 cruisers can cruise with a free base fare (port taxes and fees still apply). Or, the group could always decide to split up those savings.

As a bonus, group bookings usually come with low deposits such as $25. And, if you use a travel agent (which you absolutely should, especially for a group booking), they often know of select sailings when group bookings apply for a group of 10 rather than 16.

3. Book with an onboard credit sale.

Cruise lines regularly have sales that offer onboard credit bonuses. The amount of credit can vary depending on things like the length of your sailing or the type of stateroom you choose to book, but cruise lines will offer anywhere from $50 to $500 in onboard credit. Just keep in mind that the credit is per stateroom, not per person.

4. Use credit card points.

If you are loyal to a cruise line, you could earn your own cruise credit just by applying for the rewards credit card through the cruise line. For example, I cruise Carnival often, so I have a Carnival World Mastercard through Barclays Bank. I charge almost all of my expenses to the card and then pay it off each month, treating it like a debit card. Each quarter I earn on average about $100 in cruise reward points. I can then apply these toward my cruise fare, use them to purchase excursions, pre-purchase onboard credit for myself or things like a drink package, spa package, etc. They say “there’s no such thing as a free lunch,” but if you handle your credit card responsibly, you can earn “free money” in rewards.

5. Use a travel agent.

You should always use a travel agent, but just in case you need more reason to do so, travel agents can score you extra deals on your cruise. Agents receive advanced notice and agent-only specials that aren’t advertised to the public. Plus, they can offer onboard credits and incentives that also aren’t available when you book a cruise yourself.

How do you save money on your upcoming cruise?

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Money-Saving Tips for Orlando Pre- and Post-Cruise Stays



If you’re planning to combine a vacation in Orlando with a cruise leaving from Port Canaveral, there are many ways to stretch your travel dollars. Here are 10 great budget-saving travel tips help you find deals, save money, and get the most out of your Orlando pre- or post-cruise vacation.

1. When should I go?

Orlando has many different seasons, some of which offer more discounts than others. Value seasons generally occur after New Year’s until mid-February, the April/May shoulder season, mid-August through early October, and from after Thanksgiving through mid-December. Some of these time periods also tend to offer good cruise deals. Make sure to also consider the weather when you plan your vacation. July and August tend to be the hottest and rainiest months, November through January are the coldest months, and hurricane season in Florida generally occurs from July through mid-October.

2. Where should I stay?

There are plenty of great places to stay in Orlando for those on a budget. Vacation homes, home exchanges, bed & breakfasts, and campgrounds are other choices for cruise vacationers to explore. Larger families should consider vacation homes available through All Star Vacation Homes, or If you’re interested in bidding for hotels on Priceline, check out Timeshare rentals available through sites like can also be a good deal.

3. How do I get there?

Watch for airfare sales, shop wisely, and try to be flexible on vacation dates and departure airports. A one-hour drive can often deliver savings of several hundred dollars on an airline ticket to Orlando. Check online aggregator sites such as Kayak, Sidestep, Farecompare, and Farecast as well as, Travelzoo and Cheapflights for information on airfare deals and specials from a variety of airports. If train travel is a possibility, check Amtrak’s schedules.

4. What about meals?

When selecting places to stay and eat out in Orlando, make sure to consider accommodations with kitchen facilities and look for “Kids Eat Free” deals if you’re traveling with children. In addition, make sure to investigate dining plans available with theme park packages at Walt Disney World. The Entertainment book for Orlando ( can provide savings on meals, as well as deals on attractions and other travel expenses. Consider making lunch your big meal of the day when dining out. Lunchtime meal prices are often considerably lower than those at dinner. Many people also carry a backpack loaded with snacks and drinks when they go to the parks.

5. What are my budget-friendly options for attractions?

There are many ways to enjoy the world-class attractions in Orlando without breaking your vacation budget. One of the best ways to save money is to buy your theme park tickets in advance. Remember that at most Orlando attractions, children under the age of 3 are admitted free of charge. The Go Orlando Card also provides discounts to over 50 attractions, activities and tours.

6. How do I get around?

Transportation to major Orlando attractions is sometimes offered by Orlando hotels as a free hotel or resort amenity, but check in advance to make sure. If you are staying at the Walt Disney World Resort, the Disney transportation systems provide free door-to-door access to all theme parks, water parks, Downtown Disney, and all 23 resort hotels. If you are staying at a Disney World Resort hotel, also consider using Disney’s Magical Express. For those staying on International Drive, the I-Ride Trolley is another good transportation option for getting around the area.

Characters in Flight ride at Downtown Disney.

7. Take advantage of freebies.

Entertain the kids at the Peabody Orlando hotel, where twice a day visitors can watch the March of the Peabody Ducks. Admission is free to the Harry P. Leu Gardens on every Monday morning from 9 a.m. to noon. This 50-acre botanical park features a butterfly garden and the largest camellia collection in eastern North America. Check out the Walt Disney World Insiders and sites for more information on all the freebies available in Walt Disney World.

8. Use Insider Secrets.

If you are planning a theme park visit, staying at an on-property hotel can be a big plus. For example, guests at Universal Orlando’s three hotels enjoy free Universal Express front-of-the-line access. This can be invaluable for theme park visitors, especially in peak time periods. Guests at a Walt Disney World Resort hotel can take advantage of Magic Hours. Each day, one of the Walt Disney World Theme Parks opens an hour early or stays open up to three hours after normal park closing as part of the Magic Hours program. Many Walt Disney World Resort hotels also offer length-of-stay refillable drink mugs good for unlimited free refills of coffee, soda, iced tea and hot chocolate. At SeaWorld Orlando, kids can bring their own autograph book for Shamu & Crew characters to sign near the front gate. Free autographs are available from characters at the Disney parks as well.

9. Research your stay.

For those planning on visiting Walt Disney World, a free vacation planning DVD and free customized maps are available for each park so families can identify the shows, attractions and rides of most interest. Go to and click on “My Disney Vacation.” For more information on planning your Orlando pre- or post-cruise vacation, visit the theme park websites and sites such as,, and

10. Saving money by packing and shopping wisely.

Last-minute purchases of needed items can add up quickly. Make sure to pack plenty of sunscreen, Band-Aids, water bottles, rain ponchos, a backpack to take snacks and drinks to the parks, and maybe even a waterproof disposable camera or a stroller if you’re traveling with young children.

Nancy Schretter is Managing Editor of the award-winning Family Travel Network.

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Ultimate Guide to Cruise Tipping



A big part of your cruise vacation is the memories that you’ll create. And while you’re creating those memories with your friends and family, there’s a whole slew of people working their butts off to help make it the best experience it can possibly be. Some of them you’ll see and interact with, others are toiling behind the scenes. You know that daily gratuity charge that shows up on your bill? These are the people working hard to earn it.

But one of the things we’re asked all the time is: Should I be giving additional tips? That is, of course, a decision each cruiser must make for themselves. But over the years, we’ve developed personal guidelines that might help you make decisions about who – and how much – you decide to give a little something extra to.

The Daily Gratuity Charge

First things first: Let’s take a look at that daily gratuity charge and how it’s typically broken down. For our purposes, we’re going to use Carnival Cruise Line, which charges $12.95 per person, per day for its non-suite categories. Here’s how they break that down by department:

  • Housekeeping Team: $4.05
  • Dining Team: $6.40
  • Alternative Services: $2.50

That final category leaves many wondering what the heck it is. But simply put, “Alternative Services” includes members of the kitchen and hotel staff who are not part of the housekeeping or dining teams. It’s important to note that on most lines, you will still wind up paying an additional gratuity in venues such as bars, specialty restaurants, and the spa.

photo NCL

Now… let’s address the elephant in the room. We all know that there are people who remove the daily gratuity charge from their accounts. It’s something we’ve never done and can’t really imagine doing… and here’s why. The two reasons people most often cite for having the gratuities removed are that they received subpar service or that they prefer to give individual tips. We have no doubt that during any given cruise, a passenger might have a room steward who wasn’t as attentive as they should be or a waiter who screwed up orders. But removing gratuities is like punishing the barrel of fruit because it contained a bad apple or two.

READ MORE: The Big Lie About Cruise Tipping

As for the whole “I prefer to give individual tips” thing, we applaud that… but ask that people keep in mind the daily gratuities charge is designed to also compensate people who you never actually interact with, let alone have an opportunity to tip. That’s why, on top of the daily gratuities, we always wind up slipping a little somethin’ extra to our favorite bartenders, a particularly attentive waiter and — absolutely always — our room attendant.

Other People You Should Consider Tipping

One of the stops we always make before boarding a ship is the bank. We also make sure to get lots of small bills in order to deal with discretionary tipping. Who else might you consider tipping? If you’re like us, you start handing out dollar bills before you’ve even arrived at the ship.

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  • If you take a cab, shuttle bus, or Uber/Lyft to the pier, you’ll likely want to thank your driver. The standard is 15 percent or so… but make sure to throw in a little extra if they help with your baggage.
  • The first people you’ll come into contact with at the pier are the baggage handlers. Most people give them at least $1 per bag. We’ve been known to go higher just to make sure the luggage gods show a little extra love to our suitcases! After all, is there any worse way to start off your trip than finding out that your belongings went missing?

During The Cruise

Bar Service: Depending on the cruise line, drink and bottle service will have an automated gratuity added of 15 to 18 percent. If you’ve ordered a drink package, the final cost likely came with the gratuity added. So you could easily go the week without tipping any of the bartending staff. But if there’s one place we always grease the wheels, it’s here… especially if there’s a particular bar you know you’re going to be hitting somewhat regularly. Trust us… there may be 5,000 people on that ship, but the bartenders will remember the ones who treated them kindly, and you’ll be glad you did when the bar is packed.

Spa: Often, spa services come with an automatically-added gratuity so, as always, be sure to check in advance to see if this is true. If not, the 15-20 percent standard applies here, too. A friend actually offers half the tip at the beginning of their massage, and says, “Skip the sales pitches, and I’ll double that.”

Specialty Dining: On most cruise lines, the gratuity is included when you dine in a specialty restaurant. Carnival Cruise Line’s fee in the steakhouse, for example, includes the gratuity. And when you buy a dining package on Norwegian Cruise Line, the final cost includes gratuity. That said, if you have a great experience and want to show a little love to the wait staff, it won’t go unappreciated.

In The Port

Tour Operators: It is customary to extend a gratuity to a tour guide and excursion operator based on the experience. Some will pretty aggressively pursue a tip while others won’t mention it at all.

Dining or Drink Ashore: This is another situation where it’s important to know what was and wasn’t covered in the cost of your dining. Many restaurants and bars automatically add the gratuity into the total cost. Some add the gratuity, yet still leave an extra line for an additional tip, which can confuse some folks. Once you’ve determined whether or not the tip was included, proceed accordingly. Also, if you grab a drink at the bar before sitting down to your meal — and have the cost of the drink applied to your check — consider tipping the bartender separately, even if you aren’t paying him directly for the drinks.

After The Cruise

Photo: PortMiami Twitter

Baggage Porters: You can request a porter to collect your bags and take them to the car or curb. (One advantage to doing this: They sometimes have a separate customs lane or access to a faster line than the rest.) Definitely show these hard-working folks some love, and by love, we mean cash.

Final Thoughts

You know what we’re going to say here: At the end of the day, tipping is as personal as it is subjective. We all have that relative who could receive white-glove treatment from everyone onboard and will still remove the gratuities. We all know people who rationalize having the gratuities removed because they “tip individuals” when we all know they (often) do no such thing. But we also know plenty of people who tip often and generously. What we’ve offered here are simply thoughts and guidelines and, hopefully, some useful information.

Perhaps the best tipping advice we can offer is the time-tested Golden Rule: Do unto others as you’d have them do onto you.

Especially if they spend the week bringing you cocktails by the pool.

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